Exciting News: Wally’s Hardware is Now a Home Credit Merchant Partner!
No credit card? No problem! Apply now and take home what you need with Home Credit!
Big things are happening at Wally’s Hardware. Your go-to hardware store in Zamboanga city is now an official merchant partner of Home Credit!
That means you no longer have to wait to kickstart your dream home renovation. You can now shop today and pay later with easy installment plans through Home Credit.
✅ No credit card needed
✅ Fast and hassle-free approval
✅ Flexible payment terms
Drop by Wally’s Hardware in Zamboanga City and turn your home improvement dreams into reality. No need to put your renovation plans on hold anymore.
📍 Visit us at: Veterans Avenue, Zamboanga City
📞 Call us at: (062) 992-1664 / 09176323629
Frequently Asked Questions (FAQs) About Home Credit at Wally’s Hardware
1. What is Home Credit?
Home Credit is a trusted financing company that offers easy installment plans for purchasing appliances, gadgets, home improvement materials, and more, without requiring a credit card!
2. How can I avail of Home Credit installment at Wally’s Hardware?
Simply follow these easy steps:
1️⃣ Visit Wally’s Hardware and choose the products you need for your home renovation.
2️⃣ Inform our staff that you’d like to avail of Home Credit installment.
3️⃣ Submit your valid IDs and fill out the application form.
4️⃣ Wait for approval.
5️⃣ Once approved, sign the contract and take home your products!
3. What are the requirements to apply for a Home Credit loan?
To apply, you need:
✔️ At least 18 to 68 years old
✔️ A valid government-issued ID (e.g., UMID, Driver’s License, Passport)
✔️ Proof of income (for employed, self-employed, or remittance-based income)
4. How long does the approval process take?
The approval process is fast and hassle-free! Most applications are processed in just a few minutes.
5. Can I choose my payment terms?
Yes! Home Credit offers flexible payment terms ranging from 6 to 24 months, depending on your preferred plan.
6. Where can I pay my monthly installments?
You can conveniently pay through:
✔️ Home Credit’s partner payment centers (Bayad Center, Cebuana Lhuillier, SM Bills Payment, etc.)
✔️ Online payment via GCash, PayMaya, or bank transfers
✔️ Home Credit’s official mobile app
7. Do I need a credit card to apply?
No! Home Credit does not require a credit card—just valid IDs and proof of income!
8. What products at Wally’s Hardware can I buy on installment?
You can use Home Credit to purchase a wide range of home renovation essentials from us, including:
Building Materials and Construction Supplies
Water Pumps and Pressure Tanks
and so much more!
9. Can I apply even if I have an existing Home Credit loan?
Yes! If you have a good repayment record, you may be eligible for another loan while still paying off your existing one.
10. What if I have more questions?
No worries! You can visit Wally’s Hardware, and our friendly staff will assist you. You can also call Home Credit’s customer service hotline or check their official website for more details.
