Where to Splurge vs. Where to Save in Home Design
Creating a beautiful, functional space doesn't require an unlimited budget. But it does require strategy and wise choices.
You should know where your money will make the most impact and where you can save without sacrificing style or sanity.
So, let's break down exactly where to put your money, where to pull back, and how to strike the balance between budget and beauty.
Know Your Design Priorities
You need clarity before picking out a paint color or looking at lighting options.
Ask yourself:
- Who uses this space every day?
- What frustrates you about your current setup?
- What's your actual budget—realistic, not Pinterest dreams?
Most importantly, how do you choose a design style for your home? If you're unsure, start simple. Look at what you naturally gravitate toward in magazines or IG saves. Mid-century? Modern? Japandi? Once your style is clear, every decision becomes easier.
SPLURGE: The Sofa
If you spend real money on anything, make it your sofa. It is where life happens, like movie nights, naps, guests, and sick days—your sofa is the workhorse of your living room.
Cheap sofas lose shape, squeak, or break at the worst times. Go for something with high-quality cushions, solid construction, and a neutral fabric that can age gracefully.
Spend more on the frame and comfort. You can always reupholster later if you want a new look.
SAVE: Throw Pillows and Blankets
You don't need ₱1,500 throw pillows from some luxury brand. Shop local, or better yet, buy affordable inserts and switch out the covers seasonally. It keeps your home design fresh without a complete room overhaul.
Use pillow covers with texture (linen, bouclé, embroidered cotton) to elevate even the simplest sofa.
SPLURGE: Lighting Fixtures (Yes, Really)
Lighting changes everything. It's not just practical; it sets the mood, highlights your furniture, and adds architectural interest.
We always recommend investing in the following:
- One showstopper light per space (e.g., a dining room chandelier or statement pendant in the kitchen)
- Good-quality task lighting in work zones (like under-cabinet kitchen lights or reading lamps)
Designer Kelly Wearstler once said, "Lighting is jewelry for the home." And she's right. So make sure it sparkles.
SAVE: Lampshades and Bulbs
You don't need to buy the most expensive lamp to get the glow. Swapping out standard shades for something woven, pleated, or color-tinted can completely change the look.
Stick to warm LED bulbs (2700K–3000K) for a cozy ambiance.
SPLURGE: Kitchen Hardware and Faucet
Kitchen hardware and faucets are one of the secret design weapons.
Even if your kitchen cabinets are basic, high-end cabinet pulls and a designer-look faucet makes everything feel upgraded. You touch these daily, so they should feel solid, smooth, and worth every centavo.
Choose finishes that won't chip easily, like brushed brass, matte black, or stainless steel. Mix knobs and handles for a curated feel.
SAVE: Cabinet Boxes and Open Shelving
You can skip custom-built-ins as long as your cabinetry is functional and not falling apart.
For open shelving, plywood + brackets = gold. This classic home design move works for modern, rustic, and industrial interiors alike.
You'd be surprised how elegant budget-friendly solutions can look when styled or painted intentionally.
SPLURGE: Quality Bed Mattress
Never skimp on sleep. Your back (and mood) will thank you.
Look for:
- Medium-firm support (suitable for most body types)
- Cooling foam or hybrid technology (especially helpful in humid climates)
- At least a 5-year warranty
A ₱25,000 mattress that lasts 10 years is a ' better investment than an ₱8,000 one that starts sagging after 12 months. I've been there, and I regret that.
SAVE: Bed Frames and Side Tables
Like the next designer, we love a sturdy platform bed, but most bed frames hide under duvets. If you're on a tight budget, spend more on linens and less on a flashy frame.
The same goes for nightstands. Repurpose stools, stacked crates, or wall-mounted shelves. Get creative before hitting "add to cart."
SPLURGE: Custom Window Treatments
If you want to instantly make your space feel polished and expensive, tailored curtains or blinds will do the trick.
Made-to-measure window treatments hang better, insulate more effectively, and can dramatically affect the overall design flow of your room.
And yes, blackout linings are worth it, especially in bedrooms. Ask any Filipino mom who's tried to put a toddler to sleep in full daylight.
SAVE: Decor, Art, and Accessories
Decor, art, and accessories are where your style should shine and not blow the budget.
Here's how to save smartly:
- Print digital art and frame it yourself
- Shop local art markets or online sellers for unique finds
- DIY dried flower arrangements or vignettes with books and thrifted ceramics
You don't need everything to be "designer." You need it to reflect you.
The Splurge-Save Combo: Built-Ins
Here's a trick: splurge on the outer frame of a built-in. Make it solid and custom. But inside? Save using affordable storage systems from IKEA, local carpenters, or even repurposed crates.
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This mix gives you a built-in look without the all-in price tag. And it's super adaptable if your needs change later.
How to Make the Right Call
Every homeowner is different. But these are the questions I always ask clients when helping them make decisions:
- Will you touch it/use it every day? (Splurge.)
- Does it support comfort or function? (Probably worth spending more.)
- Is it purely decorative and can be upgraded later? (Save.)
- Does it require complicated installation or renovation to replace later? (Invest now.)
And always trust your instincts. If you love it and it works, then go for it.
It's Not About the Price Tag
Good home design is never about how much you spend. It's about how thoughtful you are with your choices.
Splurge where it counts and on items that impact your comfort, safety, and daily routines. Save on the rest by being creative, flexible, and scrappy.
You don't need a mansion to live beautifully. You need a strategy that blends personality with practicality. And that, dear reader, is real design.
